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Zinia – Enjoy now. Pay later. icon
Slowing down Tested up to 6.6.0 #33 in bnpl

Zinia – Enjoy now. Pay later.

With zinia you can easily add all your preferred payment options to your checkout. Within minutes! Find more about us: https://www.zinia.com

Active installs<10New
Downloads · 30d32▲ +6.7% vs prev. 30d
Rating—0 reviews
Health score24/100At risk
All-time downloads739Since Jan 2025
Support resolved—No recent threads
RequiresWP 5.7PHP any
Downloads · 7d9▼ -18.2% week over week
Our verdict

Consider an alternative

Zinia – Enjoy now. Pay later. shows warning signs in 2026 — compare the alternatives below before installing. Was last updated 2 years ago, and scores 24/100 on our health check.

  • Small user base (<10 active installs)
  • Very few reviews so far
  • No update in over a year
  • Only tested up to WordPress 6.6 (latest is 7.1)

How does it stack up?

Side-by-side on installs, updates, ratings & support

Daily downloads

123Jun 30Aug 13Sep 27
Yesterday0
Daily average (1y)1
Peak day5Mar 12, 2026
Last 12 months297

Download spikes usually follow a new release — each site that auto-updates counts as a download.

Rankings

Where Zinia stands today

WordPress.org search rankings

Live position in the plugin search, top 100
KeywordPositionCompeting pluginsCategory
bnpl #70 90 Best bnpl plugins →
ecommerce >100 2,921 Best ecommerce plugins →
installments >100 249 Best installments plugins →
payment >100 8,193 Best payment plugins →
woocommerce >100 10,000 Best woocommerce plugins →

About Zinia – Enjoy now. Pay later.

From the official readme · v3.1.0

Description

Highlights
* Buy Now Pay Later: Grow your business by offering your customers the freedom to pay in 14 or 30 days and in monthly instalments, interest-free.
* Commitment: Our solution adapts to your business needs and leverages the Santander Group’s 20-plus years of experience in partnerships with merchants.
* Customer relationship: Taking care of your customers is our top priority. Leave it up to us to make paying a smooth experience and keep them coming back to your shop.
* Ethical: Our products and services are bolstered by our ethical commitment to offer our partners a trustworthy and reliable solution for their business.
* Safe and secure: Your brand’s reputation is in safe hands. We make sure your customer data are secure, minimising risks using Artificial Intelligence (AI).
* No fixed cost: There are no fixed costs. Simply pay Zinia for each transaction, and not a cent more!
* Support: We’re on hand for you and your customers whenever you need us.

Description
It’s all up your customers! Let them pay now, in 14 days, 30 days or in monthly instalments. Always interest-free. This is our philosophy.

Zinia is the new ‘buy now, pay later’ brand of Santander’s Digital Consumer Bank, created by the combination of two successful businesses: Santander Consumer Finance (SCF) and Openbank. We make payments simple so customers can split them into instalments or settle them at a later date. An easy, fast and clear way to shop and help businesses boost sales and customer engagement. All products are available both for in-store and online purchases at participating businesses with offline functionality.

Since our launch, more than 2 million customers have used our BNPL solution. We’ve partnered with over 63 thousand merchants across the world and our international expansion is afoot, aiming to service the 16 countries where we operate.

Other Features:
* Point of Sale: All payment methods can also be used completely digital in-store – as a self-checkout via QR codes or SMS/e-mail and as a merchant version or through an integration into your existing PoS system.
* Pay by Link: The payment link (or the QR code) can be send via e-mail or sms to your customers and works with all payment methods. Therefore, pay by link is the ideal solution for merchants, who want to make special offers for customers or who want to process call center orders. Alternatively, pay by link can also integrated by API into existing processes and systems.
* Order Management: The easy management allows you to control all transactions in your shop-backend as well as in your Zinia account.
* Specific Settings: Activate or deactivate payment methods with just one click. Select different payment options depending on shopping cart size or on customer address. You can even offer the same payment method in different variations (e.g. different terms and conditions for instalments).
* Widgets & Rate Calculator: To draw attention to payment methods such as instalments and financing, specific widgets can be implemented to provide more information or calculate the monthly rate directly.
* Product Synchronization: With this plugin you can easily synchronize your products to other sales channels such as marketplaces (e.g. Amazon, ebay), product comparison (e.g. Google shopping) and social media (e.g. Facebook shops/marketplace, Instagram).
* Cyber Security: We guarantee the highest security standards by using the latest technology and periodic PCI scans as well as annual external audits due to the highly regulated banking sector.
* GDPR: To meet the highest compliance and security standards, all data is stored on ISO/IEC 27001 & PCI DSS certified server located in the European Union.
* Customer Support: Our customer support is german and english speaking and helps you with the integration or with any technical issues. On weekdays between 9 a.m. and 6 p.m., you will receive immediate response to any question.

How to get in touch with us:
To receive further information or an offer for a corresponding payment method, please contact us any time by mail at support@payever.de. We are looking forward to hear from you!

(DEUTSCH)

Highlights
* Buy Now Pay Later: Deine Kund:innen bezahlen später, während du dein Geld vorher bekommst. Ohne Risiko für dich und ohne Zinsen für deine Kund:innen.
* Kooperation: Unser Angebot passt sich ganz an die Anforderungen deines Unternehmens an und baut dabei auf die 20-jährige Erfahrung der Santander-Gruppe in der Zusammenarbeit mit Händler:innen.
* Kundenbeziehung: Für uns haben deine Kund:innen oberste Priorität. Wir sind auf der Mission, ihnen das bestmögliche Erlebnis zu bieten und dafür zu sorgen, dass sie gerne wiederkommen.
* Verpflichtung: Wir haben eine ethische Verpflichtung, unseren Geschäftspartner:innen eine sichere und zuverlässige Zahlungslösung zu bieten – und diese spiegelt sich auch in unseren Produkten und Services wieder.
* Sicher und sorgenfrei: Datenschutz wird bei uns groß geschrieben. Mithilfe von Artificial Intelligence stellen wir sicher, dass die Daten deiner Kund:innen sicher und geschützt verarbeitet werden.
* Null Fixkosten: Es gibt keine laufenden Kosten. Du bezahlst nur pro Transaktion und keinen Cent mehr!
* Support: Brauchst du Hilfe? Wir helfen dir und deinen Kund:innen gerne weiter.C

Beschreibung
Booste deine Umsätze mit Zinia! Lass dein Unternehmen wachsen, indem du deinen Kund:innen mehr Freiheit bietest. Gib ihnen 30 Tage Zeit für die Bezahlung die Möglichkeit für sie, in bis zu 36 Raten zu bezahlen – völlig zinsfrei.

Zinia ist die neue „Buy now, pay later“-Marke der Digital Consumer Bank von Santander, die durch den Zusammenschluss zweier erfolgreicher Unternehmen entstanden ist: Santander Consumer Finance (SCF) und Openbank. Wir machen Zahlungen einfach, sodass Kund:innen ihre Rechnung in Raten aufteilen oder zu einem späteren Zeitpunkt begleichen können. Eine einfache, schnelle und transparente Möglichkeit einzukaufen und Unternehmen dabei zu helfen, ihren Umsatz und ihre Kundenbindung zu steigern. Alle Produkte sind sowohl im stationären Handel als auch online bei teilnehmenden Geschäften erhältlich.

Seit unserer Einführung haben mehr als 2 Millionen Kund:innen unsere BNPL-Lösung genutzt. Wir arbeiten mit über 63.000 Händlern auf der ganzen Welt zusammen und unsere internationale Expansion ist im Gange, mit dem Ziel, die 16 Länder zu bedienen, in denen wir operativ tätig sind.

Weitere Features:
* Point of Sale: Alle Zahlarten können Sie auch komplett digital in Ihrem Ladengeschäft verwenden – als Self-Checkout über QR Codes bzw. SMS/E-Mail und als Händlerversion oder durch Integration in Ihr bestehendes PoS-System.
* Pay by Link: Der Bezahl-Link (auch als QR-Code) kann per E-Mail und SMS an Ihre Kunden versendet werden und funktioniert für alle Zahlarten. Damit ist Pay by Link die perfekte Lösung für Händler:innen, die spezielle Angebote an die Kund:innen versenden möchten oder Call Center Bestellungen abwickeln und Anwendungsfälle haben, für die eine Integration zu kompliziert ist. Alternativ kann man die Pay by Link Lösung auch über eine API in bestehende Prozesse bzw. System integrieren.
* Bestellverwaltung: Durch die einfache Verwaltung können Sie alle Transaktionen sowohl aus Ihrem Shop-Backend als auch über Ihren Zinia Account steuern.

  • Spezifische Einstellungen: Mit einem Klick können Sie Zahlarten aktivieren oder deaktivieren, unterschiedliche Zahlarten nach Warenkorbhöhe oder Kundenadresse steuern oder über Varianten die gleiche Zahlarten in unterschiedlichen Variationen anbieten (z.B. verschieden Konditionen bei der Finanzierung).
  • Widgets & Ratenrechner: Um auf Zahlarten wie Ratenkauf und Finanzierung aufmerksam zu machen, können auf den relevanten Produktseiten spezifische Widgets implementiert werden um mehr Information oder direkt die monatliche Rate zu berechnen.
  • Produkt Synchronisation: Mit dem Plugin können Sie auch ganz einfach Ihre Produkte zu anderen Verkaufskanälen wie Marktplätze (z.B. Amazon, ebay), Produktvergleich (z.B. Google Shopping) und Social Media (z.B. Facebook Shops/Marketplace, Instagram) synchronisieren.
  • Cyber Security: Höchste Sicherheitsstandards garantieren wir durch die Nutzung neuster Technologien und regelmäßiger PCI Scans sowie jährliche externe Audits auf Grund des hochregulierten Bankensektor.
  • DSGVO: Alle Daten liegen auf ISO/IEC 27001 & PCI DSS zertifizierten Servern innerhalb der europäischen Union, um höchsten Compliance und Sicherheitsansprüchen gerecht zu werden.
  • Kundenservice: Unser kompetenter Support unterstützt Sie sowohl auf Deutsch als auch in Englisch und hilft Ihnen bei der Integration und bei der Lösung von technischen Problemen. Werktags erhalten Sie zwischen 9 und 18 Uhr innerhalb kürzester Zeit eine umgehende Rückmeldung.

So erreichen Sie uns:
Für weiterführende Informationen oder ein Angebot der entsprechenden Zahlarten kontaktieren Sie uns gerne jederzeit per E-Mail via support@payever.de. Wir freuen uns auf Ihre Nachricht!

3rd party services

Our plugin use Zendesk widget.
Widget CDN URL [https://static.zdassets.com]
This helps to quickly contact us from the plugin settings.

Installation

(Für den deutschen Beschreibungstext bitte nach unten scrollen)

The integration is easy and doesn’t require coding skills!

Should there ever be a problem, please send a description (if possible with screenshot) and the email address you have used to create you payever account to support@payever.de

Step 1:
Please first create a payever account and configure the payment methods you want to integrate. Detailed instructions can be found here.

Step 2:
The next step is to upload the plugin files to the /wp-content/plugins/ directory or to install the plugin in the WordPress plguins screen directly and adjust some settings. Detailed instructions can be found here.

(DEUTSCH)

Die Integration ist einfach und erfordert kein Vorwissen oder Programmierkenntnisse!

Sollte es doch einmal ein Problem geben, senden Sie bitte unter Angabe Ihres payever Kontos eine Schilderung (gerne mit Screenshot) an support@payever.de

Schritt 1:
Bitte legen Sie sich zuerst ein Konto bei payever an und konfigurieren Sie die Zahlungsarten, die Sie integrieren möchten. Folgen Sie dazu bitte dieser Anleitung.

Schritt 2:
Im nächsten Schritt müssen Sie das Plugin herunterladen und einige Einstellungen treffen. Eine genaue Anleitung dazu finden Sie hier.

Frequently asked questions

Do I have to use all payment options or can I only use parts of it?

You can choose any number of payment methods you want to integrate – of course, you can also choose only one payment method if you already have the others.

Is payever really free?

payever doesn’t charge you anything extra – you neither pay set up fees nor monthly recurrent fees to us and aren’t contractually bound to us. Transaction fees are only paid to the respective payment provider (for instance, PayPal). payever does NOT add any extra fees on top of that.

What makes payever different?

payever is a commerce platform that allows you to easily connect your business to all relevant payment providers. Besides the checkout, payever offers a broad range of addtional e-commerce services for your business.

Changelog

3.1.0

  • Removed user creation by the Finance Express Widget functionality
  • Updated plugin information in readme.txt file
  • Fixed not correctly including JS
  • Fixed translations issue
  • Improved user data validation

Full changelog on WordPress.org →

Screenshots

Zinia – Enjoy now. Pay later. screenshot
Zinia – Enjoy now. Pay later. screenshot
Zinia – Enjoy now. Pay later. screenshot

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FAQ

Zinia – Enjoy now. Pay later.: quick answers

Straight answers, pulled from live WordPress.org data.

Live data from WordPress.org · checked Sep 28, 2026

Is Zinia – Enjoy now. Pay later. free?

Yes. Zinia – Enjoy now. Pay later. is free to download and use from the official WordPress.org plugin directory.

Is Zinia – Enjoy now. Pay later. safe to use in 2026?

Zinia – Enjoy now. Pay later. shows warning signs in 2026 — compare the alternatives below before installing. Was last updated 2 years ago, and scores 24/100 on our health check.

How many websites use Zinia – Enjoy now. Pay later.?

Zinia – Enjoy now. Pay later. is active on <10 WordPress websites and has been downloaded 739 times since it launched in January 2025. It was downloaded 32 times in the last 30 days.

Does Zinia – Enjoy now. Pay later. work with WordPress 7.1?

Zinia – Enjoy now. Pay later. is officially tested up to WordPress 6.6.0, while the latest release is 7.1.2. It may still work, but try it on a staging site first.

When was Zinia – Enjoy now. Pay later. last updated?

The latest version, 3.1.0, was released on January 31, 2025 (2 years ago).

Who makes Zinia – Enjoy now. Pay later.?

Zinia – Enjoy now. Pay later. is developed and maintained by payever.

What are the best alternatives to Zinia – Enjoy now. Pay later.?

The most popular alternatives to Zinia – Enjoy now. Pay later. are Tabby Checkout (4K+ installs), MultiSafepay plugin for Woo… (3K+ installs) and Addi (2K+ installs).

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