Wonderful Payments – Pay by Bank and Open Banking for Woo (UK)
Accept Pay by Bank payments in WooCommerce using Open Banking. Instant settlement, lower fees, bank-level security. UK merchants only.
Use with caution
Wonderful Payments works, but test it on a staging site before relying on it in 2026. It runs on 20+ sites, is rated 5/5 and was last updated 2 months ago, and scores 58/100 on our health check.
- Small user base (20+ active installs)
- Very few reviews so far
- Only tested up to WordPress 6.9 (latest is 7.1)
How does it stack up?
Side-by-side on installs, updates, ratings & supportDaily downloads
Download spikes usually follow a new release — each site that auto-updates counts as a download.
Rankings
Where Wonderful Payments stands todayWordPress.org search rankings
Live position in the plugin search, top 100| Keyword | Position |
|---|---|
| instant settlement | #10 |
| Open Banking | #1 |
| pay by bank | #36 |
| uk payments | #14 |
| woocommerce | >100 |
Version adoption
Share of active sites per release.
Rating breakdown
★★★★★★★★★★ 5 from 1 reviews
About Wonderful Payments
From the official readme · v0.8.9Description
The Wonderful Payments plugin lets UK WooCommerce stores accept instant Pay by Bank payments using Open Banking. Customers pay directly from their bank account, funds settle immediately to your business account, and checkout friction is reduced. Wonderful works alongside existing payment methods, including card providers such as Stripe and WooPayments.
Pay by Bank for WooCommerce, built for UK merchants
The Wonderful Payments plugin enables UK WooCommerce stores to accept Pay by Bank payments via Open Banking. Customers approve payments in their trusted mobile banking app, with no card details to enter and no sensitive data shared.
Funds settle instantly to your business bank account, improving cash flow and enabling faster order fulfilment.
Why WooCommerce merchants choose Wonderful
Instant settlement
Payments arrive immediately, not days later. This supports faster dispatch, fewer delays, and clearer cash flow.
Lower, predictable costs
Wonderful uses simple, transparent pricing with no percentage-based fees. Lower processing costs give merchants flexibility to reinvest in customer benefits such as faster shipping or loyalty incentives.
A smoother checkout experience
Customers select Pay by Bank, choose their bank, and approve the payment in-app. They are returned automatically to your store to complete their order.
Bank-level security
Every transaction is authorised directly by the customer’s bank using Strong Customer Authentication. No card numbers, passwords, or sensitive credentials are stored, reducing fraud and chargeback risk.
Works alongside existing payment methods
Wonderful does not replace your current checkout. It can be enabled alongside card payments, wallets, and other methods, including Stripe and WooPayments.
Many merchants present Pay by Bank as:
- a recommended checkout option
- a faster-dispatch payment choice
- part of a loyalty or rewards scheme funded by card fee savings
Simple setup, no technical friction
- install and activate the plugin
- connect your Wonderful account during setup, no API keys to copy or paste (if you don’t have an account, you’ll be prompted to create one during setup)
- start accepting instant bank payments immediately
The customer journey is simple and familiar, and requires no additional data entry.
Pricing
The Wonderful Payments WooCommerce plugin is available on the Plus plan at £19.99 per month (plus VAT). This includes 2,000 transactions, with additional transactions charged at just 1p per transaction too.
There are:
- no percentage fees
- no setup costs
- no hidden charges
Support
Please contact hello@wonderful.co.uk with any questions.
Built on Open Banking, regulated in the UK
Wonderful uses Open Banking APIs to initiate payments securely from UK bank accounts.
- no storage of sensitive payment credentials
- Strong Customer Authentication on every transaction
- reduced fraud and chargeback exposure
Wonderful Payments Limited is authorised and regulated by the Financial Conduct Authority as an Authorised Payment Institution (FRN 964289).
Installation
- Upload the plugin files to the
/wp-content/plugins/wonderful-paymentsdirectory, or install the plugin directly from the WordPress plugin screen. - Activate the plugin through the ‘Plugins’ screen in WordPress.
- Go to WooCommerce → Settings → Payments and enable Wonderful Payments.
- Follow the on-screen steps to connect your Wonderful account.
Frequently asked questions
Does this replace card payments?
No. Wonderful works alongside existing payment methods such as card payments, wallets, Stripe, and WooPayments.
Who can use this plugin?
This plugin is available to UK-based WooCommerce merchants only.
When do funds settle?
Funds settle instantly to your business bank account once the customer authorises the payment.
Changelog
0.8.9 – 11-08-2026
- Added WooCommerce, WordPress, and Wonderful Payments version headers to all API requests.
0.8.8 – 20-07-2026
- Redesigned bank selector for Classic and Blocks checkout with grouped list, search, and issues state handling.
- Added header to all store-bound webhooks.
0.8.7 – 03-03-2026
- Improved admin notifications & approval cycle handling.
0.8.6 – 23-02-2026
- Improved auto-setup for existing merchants.
0.8.5 – 05-02-2026
- Improved checkout layout with Pay by Bank branding and information modal.
0.8.4 – 29-01-2026
- Layout bugfix on shortcode checkout.
Screenshots
For developers
Is this your plugin? Show off the numbers.
Add a live badge to your site, docs or GitHub README. It updates on its own — no account needed.
Best Wonderful Payments alternatives
All instant settlement plugins →| Rank | Plugin | Active installs |
|---|---|---|
| 2 |
SSV SmartPay Pay By Bank
Accept payments via - SSV SmartPay Pay By Bank using QR code or bank transfer. Fast…
|
<10 |
FAQ
Wonderful Payments: quick answers
Straight answers, pulled from live WordPress.org data.
Live data from WordPress.org · checked Oct 12, 2026
Is Wonderful Payments free?
Yes. Wonderful Payments is free to download and use from the official WordPress.org plugin directory.
Is Wonderful Payments safe to use in 2026?
Wonderful Payments works, but test it on a staging site before relying on it in 2026. It runs on 20+ sites, is rated 5/5 and was last updated 2 months ago, and scores 58/100 on our health check.
How many websites use Wonderful Payments?
Wonderful Payments is active on 20+ WordPress websites and has been downloaded 4,244 times since it launched in October 2023. It was downloaded 129 times in the last 30 days.
Does Wonderful Payments work with WordPress 7.1?
Wonderful Payments is officially tested up to WordPress 6.9.10, while the latest release is 7.1.3. It may still work, but try it on a staging site first.
What PHP version does Wonderful Payments need?
Wonderful Payments requires PHP 8.0 or higher. Most hosts run PHP 8.x today, so it works on any modern WordPress hosting.
When was Wonderful Payments last updated?
The latest version, 0.8.9, was released on August 14, 2026 (2 months ago).
Who makes Wonderful Payments?
Wonderful Payments is developed and maintained by Wonderful Payments.
What are the best alternatives to Wonderful Payments?
The most popular alternatives to Wonderful Payments are SSV SmartPay Pay By Bank (<10 installs).
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