PSP-XML

This WordPress plugin simplifies the checkout process by providing an easy-to-integrate solution for merchants. With a sleek and customizable checkout page, the plugin also supports Google Pay and Apple Pay, allowing customers to securely complete the transactions.
The PSP-XML’s Real-time XML API allows customers to process real-time credit card transactions via a server-to-server connection. This API is suggested for:
• Merchants developing and integrating a highly customized system
• Merchants who do NOT require PSiGate to collect and store credit card information
The XML Messenger Interface receives transaction requests sent by the Merchant. The transaction requests are then forwarded to PSiGate’s payment engine for real-time processing. An Order element encloses each XML transaction request, meaning that the request must begin with and end with. Each transaction request consists of transaction elements that define the request. The minimum number of transaction elements needed to successfully transmit an order depends on the type of transaction request.
Using Realtime-XML APIs

Merchants who have customized shopping carts and custom checkout pages or might already be using the Realtime-XML APIs for their integration with PSiGate can use this approach to accept payments via Apple Pay.
For convenience to our merchants and to reduce your dependencies, PSiGate will be taking up the authentication of your website with Apple and maintain your merchant account.

Key Features:
• Customizable Checkout Page: Allows merchants to personalize certain fields such as shipping or tax details.
• Transaction Processing: Securely processes payments using Google Pay and Apple Pay, with transactions routed through your custom server endpoint.
• Receipt Printing: Automatically generates and prints detailed receipts for customers after a successful transaction, streamlining post-purchase communication.
• Merchant Settings Page: Provides an intuitive settings page where merchants can configure payment options, modify checkout fields, and manage various customization settings to suit their needs.

Feature list

1. Check out Page
   • Contains all three options for the payment: Credit/Debit card, Google Pay and Apple Pay
   • Contains the text fields to get the input values for sending the real-time xml request to the Psi-Gate server and processing the successful payment transaction.
2. Google Pay Button & Apple Pay
   • Enabling users to pay with their saved cards through their Android devices or web browsers.
3. The Receipt
   • After completing the transaction successfully, the printable receipt is generated for user reference.

External services

This plugin connects to the MobilePay by PSiGate API to process payments via Apple Pay and Google Pay. This connection is necessary to complete transactions securely.
Link: https://www.psigate.com/docs/XML%20Interface%20v1.2.20.pdf
Link : https://pay.google.com/gp/p/js/pay.js (This file is required for the Google pay Transactions which is provided by the Google itself)

Data Sent and When
– When a user initiates a payment, the plugin sends transaction details (such as order amount and payment method) to the MobilePay by PSiGate API.
– Merchant data is also sent when creating the transaction.

Privacy Policy

What external service(s) PSP-XML plugin connects to?
– MobilePay by PSiGate : https://www.psigate.com/docs/MobilePayMethods.pdf

Why PSPS_XML plugin needs this service?
– To process payments via Apple Pay and Google Pay

What data is sent to this external service and when?
– Transaction details, merchant information

1.js/googlePay.js:14 var stagingPaymentPro= “https://stagingmobilepay.psigate.com/api/process/google/xmlpayment”;
– To process the payment via Google Pay (test environment)

2.js/googlePay.js:15 var prodPaymentPro=”https://mobilepay.psigate.com/api/process/google/xmlpayment”;
– To process the payment via Google Pay (production environment)

3.js/paymentAction.js:96 var stagingMerchantUrl = “https://stagingmobilepay.psigate.com/api/session/create”;
– This is to verify the request is coming from registered domains for the Apple Pay.(test environment)

4.js/paymentAction.js:99 var prodPaymentPro=”https://mobilepay.psigate.com/api/process/apple/xmlpayment”;
– Sending the transaction details to process the payment for the Apple Pay.(production environment)

5.js/paymentAction.js:97 var prodMerchantUrl = “https://mobilepay.psigate.com/api/session/create”;
– This is to verify the request is coming from registered domains for the Apple Pay.(production environment)

6.js/paymentAction.js:98 var stagingPaymentPro= “https://stagingmobilepay.psigate.com/api/process/apple/xmlpayment”;
– Sending the transaction details to process the payment for the Apple Pay.(test environment)

License

This plugin is licensed under the GPL v3