Coastal Pay Payment Gateway for WooCommerce
A PCI-compliant WooCommerce payment gateway supporting Credit/Debit Card (tokenized) and ACH payments via Coastal Pay.
Use with caution
Coastal Pay Payment Gateway for… works, but test it on a staging site before relying on it in 2026. It runs on 10+ sites and was last updated 5 months ago, and scores 44/100 on our health check.
- Small user base (10+ active installs)
- Very few reviews so far
- Only tested up to WordPress 6.9 (latest is 7.1)
How does it stack up?
Side-by-side on installs, updates, ratings & support
Daily downloads
Download spikes usually follow a new release — each site that auto-updates counts as a download.
Rankings
Where Coastal Pay Payment Gateway… stands todayWordPress.org search rankings
Live position in the plugin search, top 100| Keyword | Position |
|---|---|
| ACH | #51 |
| coastal pay | #1 |
| credit card | >100 |
| payment gateway | >100 |
| woocommerce | >100 |
Version adoption
Share of active sites per release.
About Coastal Pay Payment Gateway for WooComm…
From the official readme · v1.1.1Description
Seamlessly integrate Coastal Pay’s payment processing into your WooCommerce store. This plugin enables secure card and ACH transactions, with full support for both the classic shortcode checkout and the modern WooCommerce Block checkout.
Key Features:
- Tokenized Card Payments – Raw card data (PAN, CVV) is exchanged for a secure one-time token via Coastal Pay’s API before it ever reaches your server. Your store never stores or processes raw card data, keeping you out of PCI-DSS scope.
- ACH Bank Transfers – Accept checking and savings account payments with webhook-based settlement confirmation.
- Block Checkout Support – Full payment forms (not just method labels) render correctly inside the WooCommerce Block checkout for both Card and ACH methods.
- Sandbox / Live Toggle – Switch between sandbox and live mode from the admin settings panel.
- Shared Credentials – ACH shares API credentials with the Card gateway settings so you only configure once.
- Webhook Verification – ACH webhooks are verified with an HMAC-SHA-512 signature before any order is updated.
- Reliable Support – Access Coastal Pay’s dedicated support team for quick resolutions.
Installation
Using The WordPress Dashboard
- Navigate to Plugins → Add New.
- Search for Coastal Pay Payment Gateway for WooCommerce.
- Click Install Now, then Activate.
- Go to WooCommerce → Settings → Payments and configure the Card and ACH gateways.
Manual Upload
- Download the plugin zip file.
- In WordPress go to Plugins → Add New → Upload Plugin.
- Choose the zip file and click Install Now.
- Activate the plugin.
Requirements
- WordPress 6.2+
- WooCommerce 7.0+
- PHP 7.4+
- A valid SSL certificate (HTTPS required)
- cURL enabled on your server
- A Coastal Pay merchant account
Frequently asked questions
Is card data stored on my server?
No. Since version 1.1.0 the plugin uses Coastal Pay’s tokenization API. Card numbers and CVV values are exchanged for a one-time token before the checkout form is submitted, so raw card data never reaches your WordPress server.
How do I get a Coastal Pay merchant account?
Visit Coastal Pay to sign up.
How do I set up ACH webhooks?
In your Coastal Pay dashboard, go to Webhooks, create a new webhook pointing to https://yourstore.com/wc-api/cpgw_ach/, select the “ACH Status Update” event, and paste the generated signature key into the ACH plugin settings.
Does this work with WooCommerce Block checkout?
Yes. Both Card and ACH gateways render full payment forms in the block checkout.
Can I use sandbox mode?
Yes. Enable the “Sandbox Mode” checkbox in the Card gateway settings and enter your sandbox API token.
Changelog
Important update: card payments now use tokenization so raw card data no longer passes through your server. Block checkout now shows full payment forms for both Card and ACH. Several security fixes included. Recommended for all users.
1.1.1
- Bug fix: card token not submitted on classic (shortcode) checkout.
- Bug fix: Place Order button unresponsive after successful tokenization.
- Added debug logging for outgoing Card and ACH API request parameters.
- Tested up to WordPress 6.9.
1.1.0
- Security – Card tokenization: Raw card data (PAN, CVV) is now exchanged for a Coastal Pay token via a server-side AJAX proxy before the checkout form is submitted. Card data never reaches your server as a POST body.
- Block checkout forms: Both Card and ACH payment methods now render full input forms (not just a label) in the WooCommerce Block checkout, using the
onPaymentSetuphook to pass field data on order placement. - Security fixes: API tokens now stored as password fields in admin. Webhook HMAC comparison upgraded to
hash_equals()to prevent timing attacks. ACH webhook handler hardened with null-checks.die()in API class replaced with proper error returns. - Code quality: Replaced
new WC_Order($id)withwc_get_order($id)throughout. Removed global$wpdbfrom plugin root. URL constants centralised. Unnecessaryglobaldeclarations removed. Error suppression (@) removed fromstrtotimecalls. - WordPress.org compliance: Added
Text Domainheader, bumped version, updatedreadme.txt.
1.0.8
- Security issue fixed.
- Marked plugin as compatible with latest WordPress and WooCommerce versions.
1.0.7
- Payment method name updated.
1.0.6
- Bug fix. Payment receipt issue fixed. Webhook description updated.
1.0.5
- Remove iframe and redirect to gateway payment page.
Screenshots
For developers
Is this your plugin? Show off the numbers.
Add a live badge to your site, docs or GitHub README. It updates on its own — no account needed.
Best Coastal Pay Payment Gateway f… alternatives
All ACH plugins →
FAQ
Coastal Pay Payment Gateway for Woo…: quick answers
Straight answers, pulled from live WordPress.org data.
Live data from WordPress.org · checked Oct 9, 2026
Is Coastal Pay Payment Gateway for… free?
Yes. Coastal Pay Payment Gateway for… is free to download and use from the official WordPress.org plugin directory.
Is Coastal Pay Payment Gateway for… safe to use in 2026?
Coastal Pay Payment Gateway for… works, but test it on a staging site before relying on it in 2026. It runs on 10+ sites and was last updated 5 months ago, and scores 44/100 on our health check.
How many websites use Coastal Pay Payment Gateway for…?
Coastal Pay Payment Gateway for… is active on 10+ WordPress websites and has been downloaded 1,316 times since it launched in January 2025. It was downloaded 66 times in the last 30 days.
Does Coastal Pay Payment Gateway for… work with WordPress 7.1?
Coastal Pay Payment Gateway for… is officially tested up to WordPress 6.9.10, while the latest release is 7.1.3. It may still work, but try it on a staging site first.
What PHP version does Coastal Pay Payment Gateway for… need?
Coastal Pay Payment Gateway for… requires PHP 7.4 or higher. Most hosts run PHP 8.x today, so it works on any modern WordPress hosting.
When was Coastal Pay Payment Gateway for… last updated?
The latest version, 1.1.1, was released on May 7, 2026 (5 months ago).
Who makes Coastal Pay Payment Gateway for…?
Coastal Pay Payment Gateway for… is developed and maintained by Coastal Pay.
What are the best alternatives to Coastal Pay Payment Gateway for…?
The most popular alternatives to Coastal Pay Payment Gateway for… are GF ACH Field Type (300+ installs), Payment gateway: accept.blu… (100+ installs) and Finix for WooCommerce (100+ installs).
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