Atoa Pay for WooCommerce
Accept Pay by Bank, card, Google Pay, and Apple Pay in your WooCommerce store. Lower fees. Faster payouts. One simple plugin.
Use with caution
Atoa Pay for WooCommerce works, but test it on a staging site before relying on it in 2026. It runs on 10+ sites and was last updated 2 months ago, and scores 57/100 on our health check.
- Small user base (10+ active installs)
- Very few reviews so far
How does it stack up?
Side-by-side on installs, updates, ratings & support
Daily downloads
Download spikes usually follow a new release — each site that auto-updates counts as a download.
Rankings
Where Atoa Pay for WooCommerce stands todayWordPress.org search rankings
Live position in the plugin search, top 100| Keyword | Position |
|---|---|
| apple pay | >100 |
| atoa payment gateway | #1 |
| card | >100 |
| google pay | >100 |
| pay by bank | #81 |
Version adoption
Share of active sites per release.
About Atoa Pay for WooCommerce
From the official readme · v1.5.2Description
Stop overpaying on every sale. Start getting paid the way your business deserves.
Atoa Pay is the smarter payment plugin for UK businesses — combining Pay by Bank, card payments, Google Pay, and Apple Pay in one beautifully simple WooCommerce integration. Fewer fees. Faster money. Zero hassle.
Pay by Bank — The Future of Checkout
Your customers open their banking app, tap to approve, and they’re done. No card numbers to type. No passwords to remember. Just a smooth, secure payment that lands in your account faster than any card ever could.
- Save up to 50% on fees — Open Banking payments skip the card networks entirely
- Instant or next-day settlement — your money arrives sooner, every time
- Zero chargebacks — bank-authorised payments eliminate fraud disputes for good
All major UK banks supported. Live bank logos shown at checkout automatically.
Card, Google Pay & Apple Pay — All Included
Give every customer their preferred way to pay. Atoa handles Visa, Mastercard, Google Pay, and Apple Pay alongside Pay by Bank — under one account, one dashboard, one API key.
Up and Running in Minutes
You’ll need an Atoa account to get started. Sign up at dashboard.paywithatoa.co.uk
- Grab your API key from the Atoa dashboard
- Install and activate the plugin
- Paste your key, choose your store, hit save — you’re live
No developers. No complicated setup. No waiting.
Everything Your Store Needs
- Classic & Block Checkout — works seamlessly with both
- Multi-store ready — manage multiple locations from one account
- Sandbox mode — test everything before going live
- Always in sync — automatic payment status checks so no order is ever lost
Trusted. Regulated. Secure.
Atoa is an FCA-authorised UK Payment Institution (FRN #1007647), ISO-27001 and SOC2 certified.
By installing Atoa Pay, you agree to our Terms of Service and Privacy Policy. Full documentation is available at docs.atoa.me.
Installation
Step 1 — Get your API key
- Log in to your Atoa dashboard.
- Go to Settings → API Access and generate a Production API key.
- Copy the key — you’ll need it in the next step.
Step 2 — Install the plugin
- In your WordPress admin go to Plugins → Add New Plugin.
- Search for Atoa Pay, click Install Now, then Activate.
Step 3 — Go live
- Go to WooCommerce → Settings → Payments.
- Click Manage next to Atoa – Pay by Bank App.
- Paste your Access Secret, select your Store Location, and tick Enable this payment method.
- Click Save changes.
To also accept card, Google Pay, and Apple Pay: click Manage next to Atoa – Pay by Card, enable it, and save.
Card payments must be active on your Atoa account. Contact hello@paywithatoa.co.uk if they are not yet enabled.
Testing: Enable Sandbox Mode on the Pay by Bank settings page to test without real transactions.
Frequently asked questions
Do I need separate accounts for bank and card payments?
No. One Atoa account and one API key covers Pay by Bank, Pay by Card, Google Pay, and Apple Pay. Enable or disable each method independently from your WooCommerce settings.
Which UK banks are supported?
All major UK banks are supported. The full list is shown live at checkout, fetched automatically from Atoa.
Does this work with the WooCommerce block checkout?
Yes. Atoa Pay works with both the classic WooCommerce checkout and the modern block-based checkout used by Gutenberg and Full-Site Editing themes.
How do I test before going live?
Enable Sandbox Mode on the Pay by Bank settings page to test the complete payment flow — checkout, redirect, and order status updates — without processing real transactions.
What if there’s a connection issue during payment?
The plugin automatically checks payment status at 5 minutes, 30 minutes, 1 hour, 4 hours, and 24 hours after checkout. Orders are always updated correctly, even if there’s a temporary network issue.
I have multiple store locations. Can I choose which one to use?
Yes. The plugin fetches all your active store locations and presents them in a dropdown. Select the right one for your store and refresh the list anytime with one click.
What card and wallet payment methods are supported?
Visa, Mastercard, Google Pay, and Apple Pay.
What happens when a payment fails or expires?
The customer is redirected back to the checkout to try again, and the order status updates automatically.
Which countries is Atoa Pay available in?
Atoa Pay is currently available for UK-based businesses only. All payment methods — Pay by Bank, Pay by Card, Google Pay, and Apple Pay — are supported within the UK.
Changelog
Fixes plugin banner not showing on WordPress.org listing. Updates tags and compatibility versions. Safe to update.
1.5.2
- Fix: Added missing banner-772×250 asset so banner displays correctly on WordPress.org
- Fix: Reduced tags to WordPress.org limit of 5; updated tag set for better discoverability
- Fix: Updated Tested up to WordPress 7.0.2 and WooCommerce 10.9.4
1.5.1
- Updated plugin listing description, screenshots, and store assets
1.5.0
- Feature: WooCommerce Block Checkout (Gutenberg/FSE) support for both Pay by Bank and Pay by Card
- Feature: Multi-store location selection with live dropdown, caching, and on-demand refresh
- Fix: Constructor initialisation order — credentials loaded before form fields so the store dropdown populates correctly
- Fix: Settings now save correctly on the settings page
- Fix: Store options only fetched on the gateway’s own settings page
1.4.1
- Fix: Plugin logo display cleanup and asset versioning
1.4.0
- Fix: Webhook registration URL updated to the dedicated WooCommerce integration endpoint
1.3.0
- Fix: Webhook URL now syncs with Atoa automatically on every settings save
- Feature: V2 webhook signature verification via X-Atoa-Signature header
- Added: Webhook Signing Secret field in payment settings
Screenshots
For developers
Is this your plugin? Show off the numbers.
Add a live badge to your site, docs or GitHub README. It updates on its own — no account needed.
Best Atoa Pay for WooCommerce alternatives
All apple pay plugins →
FAQ
Atoa Pay for WooCommerce: quick answers
Straight answers, pulled from live WordPress.org data.
Live data from WordPress.org · checked Sep 28, 2026
Is Atoa Pay for WooCommerce free?
Yes. Atoa Pay for WooCommerce is free to download and use from the official WordPress.org plugin directory.
Is Atoa Pay for WooCommerce safe to use in 2026?
Atoa Pay for WooCommerce works, but test it on a staging site before relying on it in 2026. It runs on 10+ sites and was last updated 2 months ago, and scores 57/100 on our health check.
How many websites use Atoa Pay for WooCommerce?
Atoa Pay for WooCommerce is active on 10+ WordPress websites and has been downloaded 2,873 times since it launched in December 2023. It was downloaded 79 times in the last 30 days.
Does Atoa Pay for WooCommerce work with WordPress 7.1?
Atoa Pay for WooCommerce is officially tested up to WordPress 7.0.6, while the latest release is 7.1.2. It may still work, but try it on a staging site first.
What PHP version does Atoa Pay for WooCommerce need?
Atoa Pay for WooCommerce requires PHP 8.0 or higher. Most hosts run PHP 8.x today, so it works on any modern WordPress hosting.
When was Atoa Pay for WooCommerce last updated?
The latest version, 1.5.2, was released on July 20, 2026 (2 months ago).
Who makes Atoa Pay for WooCommerce?
Atoa Pay for WooCommerce is developed and maintained by Atoa Pay.
What are the best alternatives to Atoa Pay for WooCommerce?
The most popular alternatives to Atoa Pay for WooCommerce are WooPayments: Integrated Woo… (800K+ installs), Payment Plugins for Stripe… (100K+ installs) and Payment Gateway for Redsys… (20K+ installs).
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